Backdoor Roth IRA Conversion: A Comprehensive Guide

A Backdoor Roth IRA is a strategy that allows high-income earners to work around the income limits that typically prevent them from contributing directly to a Roth IRA. For 2025, Roth IRA eligibility is limited to individuals earning $165,000 or less and married couples earning $246,000 or less. Since high earners can’t contribute directly to […]